Home is a reflection of one personality and status. You can now spruce up your home and make renovation a milestone as memorable and enjoyable as home buying. With AVIOM Upgrade Home Loans you can upgrade your existing home to a contemporary design and a more comfortable living space.

Salient Feature

  • Loans for enhancing your home in many ways such as tiling and flooring, internal and external plaster and painting etc.
  • Easy and hassle free documentation
  • Simple repayments through monthly instalments
  • Loans at Home Loan interest rates.
You can apply individually or jointly for Home Extension Loans. All owners of the property will have to be co-applicants. However, all co-applicants need not be co-owners. Generally co-applicants are close family members.

You may spread out your payments for the loan over a maximum term of 10 years.

The tenure of the loan is also dependent on the customer's profile, age of customer at maturity of loan, age of property at loan maturity, depending upon the specific repayment scheme as may be opted and any other terms which may be applicable based on prevalent norms of AVIOM HFC.

Rs 2 lacs to 5lacs. *Subject to market value of the property and repayment capacity of the customer, as assessed by AVIOM HFC. Loan amount will be 90% of the construction cost.
FLIP offers a customized solution to suit your repayment capacity which is likely to alter during the term of the loan. The loan is structured in such a way that the EMI is higher during the initial years and subsequently decreases in proportion to the income.

AVIOM Home loan is eligible for income tax benefit as per Indian IT Rules, the current applicable exemption u/s 24 up to 2 lacs for the interest amount paid in a financial year and up to `1.5 lacs lac for the Principal amount repaid in the same year.

Please refer for the Most Important Terms and Conditions pertaining to your loan

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