HOME Purchase

AVIOM offers you customized home loans at attractive rate of interest to buy your dream house. AVIOM also provides you legal and technical counseling for o makes an informed home buying decision.

Salient Feature

  • Loans for purchase/ construction of: A flat, row house, independent house from any individual, builder and development agencies etc.
  • Affordable interest rates that make your Home Loan affordable and easier on your budget.
  • Customized repayment options to suit your needs by clubbing income of family members.
  • No hidden charges.
  • Expert legal and technical counseling to help you make the right home buying decision.
You can apply individually or jointly for Home Loans. All proposed owners of the property will have to be co-applicants. However, all co-applicants need not be co-owners. Generally co-applicants are close family members.
The maximum period of repayment of a loan shall be up to 15 years For salaried customer with corporate employment the maximum repayment period shall be up to 20 years.

The tenure of the loan is also dependent on the customer's profile, age of customer at maturity of loan, age of property at loan maturity, depending upon the specific repayment scheme as may be opted and any other terms which may be applicable based on prevalent norms of AVIOM HFC.
Rs 3 lacs to 15 lacs. *Subject to market value of the property and repayment capacity of the customer, as assessed by AVIOM HFC. Loan amount will be 70% of the Market Value & 90 of the registration / construction cost whichever is lesser.
FLIP offers a customized solution to suit your repayment capacity which is likely to alter during the term of the loan. The loan is structured in such a way that the EMI is higher during the initial years and subsequently decreases in proportion to the income.
AVIOM Home loan is eligible for income tax benefit as per Indian IT Rules, the current applicable exemption u/s 24 up to 2 lacs for the interest amount paid in a financial year and up to `1.5 lacs lac for the Principal amount repaid in the same year.

Please refer for the Most Important Terms and Conditions pertaining to your loan.

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